About the position
Responsibilities
• Review and challenge credit requests, making final decisions on credit extensions for commercial banking customers.
• Serve as an Independent Risk Approver for regulatory safety and soundness compliance.
• Provide credible challenge for credit proposals and offer solutions for proper credit structures.
• Collaborate with various departments to achieve business objectives and manage risk.
• Provide approval on a wide range of credit products and types of financings.
• Identify trends and risks in the credit portfolio based on underwriting standards and risk appetite.
Requirements
• Master's degree in Finance, Business Administration, or related field and 6 years of experience in credit risk management.
• Alternatively, a Bachelor's degree in the stated fields and 8 years of progressive, post-baccalaureate experience.
• Experience in challenging, reviewing, and approving credit requests.
• Knowledge of credit portfolio and lifecycle management, including underwriting standards and risk rating methodologies.
• Experience with commercial lending products and derivatives.
• Ability to handle complex credit requests and develop alternative solutions.
• Strong risk assessment skills, including problem recognition and structuring solutions for credit-related issues.
• Familiarity with regulations, policy, credit processes, and collection strategies applicable to delinquency-managed credit activities.
Benefits
• Medical, dental & vision coverage
• 401(k)
• Life, accident, and disability insurance
• Wellness programs
• Paid time off packages including vacation, sick leave, and paid holidays
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