**Experienced Full Stack Data Analyst – Financial Risk Management and Analytics**

Are you a data-driven professional with a passion for financial risk management and analytics? Do you thrive in a fast-paced, dynamic environment where no two days are the same? Look no further than blithequark, a leading financial services company that's revolutionizing the way we think about risk and reward. As a Senior Analyst on our Credit & Fraud Risk Finance team, you'll play a critical role in helping us make informed decisions that drive business growth and profitability. **About blithequark** At blithequark, we're not just a company – we're a community of innovators, thinkers, and doers who are passionate about making a difference in the world. Our team is dedicated to helping individuals and businesses achieve their financial goals, and we're committed to using our expertise and resources to make a positive impact on the communities we serve. Whether you're a seasoned professional or just starting your career, we offer a dynamic and supportive work environment that's designed to help you grow and thrive. **About the Credit & Fraud Risk Finance Team** Our Credit & Fraud Risk Finance team is a high-performing group of professionals who are passionate about using data and analytics to drive business decisions. We're responsible for providing fact-based, decision-driven insights and high-impact Net Loss Provision forecasts to support prudent financial decisions and credit-risk strategies. Our team is enthusiastic about solving business problems through data and insights, and we're always looking for talented individuals who share our passion for innovation and excellence. **Key Responsibilities** As a Senior Analyst on our Credit & Fraud Risk Finance team, you'll have the opportunity to make a real impact on our business. Your key responsibilities will include: * Supporting Provision, especially recoveries Forecasting & Results Analysis of our International Card portfolios, through a close partnership with Chief Credit Officers in the regions * Developing and presenting key analyses and monthly recoveries outcomes to senior management * Providing thought leadership in the development/enhancement of Recoveries Forecasting models, as well as strategic business analytics * Working cross-functionally on projects across the Risk Finance agency to help blithequark meet its long-term growth targets **Essential Qualifications** To be successful in this role, you'll need to have: * Hands-on experience working on financial analytics using large datasets * Advanced Excel modeling skills and a high level of scalability in PowerPoint * Proficiency in SQL, Hive/Yellow Brick required; Python preferred * TM1, Tableau, Power BI or other visualization tools experience is strongly preferred * BS/MS in Finance, Mathematics, Statistics or Computer Science * Previous card/threat control experience and/or 1+ years of work experience preferred **Preferred Qualifications** We're looking for individuals who are highly encouraged, data-driven, outcome-focused, and quick learners. If you have: * Strong analytical, organizational, and problem-solving skills with a precise interest in detail * Ability to explain complex mathematical concepts * Ability to resolve ad-hoc business issues independently and manage multiple priorities and tasks while adhering to deadlines * Experience working in a fast-paced, dynamic environment with a high level of ambiguity and complexity **Considerations for Sponsorship** Depending on factors such as business unit requirements, the nature of the role, compensation, and relevant laws, blithequark may offer visa sponsorship for certain positions. **Compensation and Benefits** We offer a competitive base salary, bonus incentives, and a comprehensive benefits package that includes: * 6% Company Match on retirement savings plan * A free economic training and economic health guide * Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible work arrangements and schedules with hybrid and digital options through Amex Flex * 20+ weeks paid parental leave for all parents, regardless of gender, provided for pregnancy, adoption, or surrogacy * Free access to international on-site wellness facilities staffed with nurses and doctors (depending on location) * Free and exclusive counseling guide through our Healthy Minds program * Career development and education opportunities **How to Apply** If you're a motivated individual ready to contribute to a thriving team, we encourage you to apply now! We're excited to review your application and look forward to hearing from you. ```html Ready to Apply? If you're a motivated individual ready to contribute to a thriving team, we encourage you to apply now! We're excited to review your application. Why Work at blithequark? At blithequark, we're committed to creating a workplace that's inclusive, diverse, and supportive of all employees. We believe that our differences are what make us stronger, and we're dedicated to fostering a culture of respect, empathy, and understanding. Our team is passionate about making a positive impact on the world, and we're always looking for talented individuals who share our values and commitment to excellence. Whether you're a seasoned professional or just starting your career, we offer a dynamic and supportive work environment that's designed to help you grow and thrive. What We Offer Competitive base salary and bonus incentives Comprehensive benefits package, including medical, dental, vision, life insurance, and disability benefits Flexible work arrangements and schedules with hybrid and digital options through Amex Flex 20+ weeks paid parental leave for all parents, regardless of gender, provided for pregnancy, adoption, or surrogacy Free access to international on-site wellness facilities staffed with nurses and doctors (depending on location) Free and exclusive counseling guide through our Healthy Minds program Career development and education opportunities How to Apply If you're a motivated individual ready to contribute to a thriving team, we encourage you to apply now! We're excited to review your application and look forward to hearing from you. ```